Frequently Asked Questions

Car leasing is a long-term rental agreement that allows you to drive a new car for a fixed monthly payment over an agreed period (usually 2–4 years). At the end of the lease, you return the car to the leasing company.

Leasing works as follows:

1. Choose a car and decide on the contract terms (length, mileage, optional extras).
2. Agree on pricing and complete a finance application (subject to credit checks).
3. Once approved, the car is ordered, and delivery is arranged.
4. You pay an initial deposit (usually 3–12 months’ worth of payments) and fixed monthly payments throughout the lease.
5. At the end of the lease, the car is collected

At the end of your lease:

• Return the car to the leasing company.
• Ensure it’s in good condition and within the agreed mileage to avoid additional charges.
• If everything is in order, you simply hand back the keys and can start a new lease if you wish.

No, insurance is not included. You must arrange your own fully comprehensive insurance for the leased car.

Yes, maintenance and servicing can often be added to your contract. Otherwise, you are responsible for ensuring the car is well-maintained.

• Lower initial payments and affordable monthly costs.
• Drive a new car without worrying about depreciation.
• Hassle-free returns at the end of the lease.
• Option to upgrade to a new car every few years.

Personal Leasing (PCH): For private use, with an initial payment and fixed monthly fees. Mileage caps and damage charges apply.

Business Leasing (BCH): For companies, offering fixed costs and the ability to reclaim VAT (if VAT-registered). Similar rules apply regarding mileage and damage.

Leasing: You return the car at the end of the agreement.

PCP: You can return the car, trade it in for a new PCP deal, or make a final payment to own the car.

PCP offers flexibility but has higher monthly payments. Leasing is usually more cost-effective if you don’t plan to own the car.

If you exceed your agreed mileage, you may be charged an excess mileage fee.

Yes, but early termination fees will apply, and any costs will depend on the terms of your lease agreement.

You are responsible for keeping the car in good condition. Damage beyond normal wear and tear may result in additional charges at the end of your lease.